Making money in Nigeria with just your phone may seem like an impossible task, but with the right mindset and strategies, it is definitely possible. In this blog post, I will show you various ways you can make money using your phone in Nigeria. The good thing is that I have a personal experience with every single one of the methods I talked about below. So, be rest assured you are hearing from the horse’s mouth.

How to Make Money in Nigeria with My Phone

How to Make Money in Nigeria with Your Phone

Below are some of the possible ways you can use to make money in Nigeria with just your internet-enable smattphone.

1. Online Surveys and Market Research

One of the easiest ways to make money with your phone in Nigeria is by participating in online surveys and market research. There are numerous websites and apps that pay users to complete surveys and provide feedback on products and services. Some popular platforms in Nigeria include Toluna, Survey Junkie, and Swagbucks. By spending a few hours, a day answering surveys, you can earn a decent amount of money over time.

2. Freelancing

Another way to make money with your phone in Nigeria is by freelancing. If you have skills such as writing, graphic design, programming, or social media management, you can offer your services on platforms like Fiverr, Upwork, and Freelancer. Many businesses and individuals are willing to pay for quality work, so make sure to showcase your skills and build a strong profile to attract clients.

3. Affiliate Marketing

Affiliate marketing is a popular way to make money online in Nigeria. By promoting products or services through your blog, social media platforms, or email list, you can earn a commission for every sale or lead generated. Join affiliate programs from popular Nigerian e-commerce platforms like Jumia, Konga, and PayPorte, as well as international companies like Amazon and ClickBank. Create engaging content that drives traffic and conversions to increase your earnings.

4. Social Media Influencing

If you have a large following on social media platforms like Instagram, Twitter, or YouTube, you can leverage your influence to make money in Nigeria. Brands are always looking for social media influencers to promote their products and services to a targeted audience. Collaborate with brands that align with your niche and create authentic sponsored content that resonates with your followers. Negotiate fair compensation for your influence and reach to maximize your earnings.

5. Online Trading and Investment

With the rise of mobile trading platforms and investment apps, you can make money in Nigeria by trading stocks, cryptocurrencies, forex, and other financial instruments. Educate yourself on the basics of trading and investing, and start small to minimize risks. Use reputable online brokers like TradeStoxx, Quidax, and eToro to execute trades and monitor your portfolio on the go. Stay informed about market trends and events to make informed decisions and increase your chances of profitability.

6. Creating and Selling Digital Products

If you have a flair for creativity and digital skills, consider creating and selling digital products in Nigeria. Develop e-books, online courses, stock photos, graphic templates, or software applications that cater to a specific market demand. Use platforms like Gumroad, Etsy, and Teachable to sell your digital products and reach a global audience. Invest time in marketing and promoting your products to increase visibility and generate sales.

7. Online Tutoring and Coaching

If you have expertise in a particular subject or skill, you can make money by offering online tutoring and coaching services in Nigeria. Use video conferencing platforms like Zoom, Skype, or Google Meet to conduct one-on-one or group sessions with students or clients. Create a professional website or profile on tutoring platforms like Preply,, or Udemy to attract learners seeking your guidance. Provide valuable content and personalized support to enhance the learning experience and build a loyal client base.


In conclusion, there are numerous opportunities to make money with your phone in Nigeria. Whether you choose to participate in online surveys, freelance your skills, engage in affiliate marketing, leverage social media influencing, trade and invest online, sell digital products, or offer online tutoring and coaching services, the key is to stay focused, persistent, and proactive in pursuing your goals. Embrace the digital revolution and turn your smartphone into a valuable tool for financial empowerment and success. Start exploring these avenues today and unlock the potential for unlimited earnings and opportunities in the increasingly digital economy of Nigeria.