In Nigeria, USSD (Unstructured Supplementary Service Data) codes have become a convenient way to perform banking transactions without needing internet access. Here is a comprehensive list of USSD codes for Nigerian banks:
List of Nigerian Banks USSD Codes
Check your bank’s USSD codes from the list below.
1. Access Bank
Code: *901#
Services: Check balance, transfer funds, buy airtime, pay bills
2. First Bank
Code: *894#
Services: Check balance, transfer funds, buy airtime, pay bills
3. Guaranty Trust Bank (GTB)
Code: *737#
Services: Check balance, transfer funds, buy airtime, pay bills
4. United Bank for Africa (UBA)
Code: *919# or *7799#
Services: Check balance, transfer funds, buy airtime, pay bills
5. Zenith Bank
Code: *966#
Services: Check balance, transfer funds, buy airtime, pay bills
6. EcoBank
Code: *326#
Services: Check balance, transfer funds, buy airtime, pay bills
7. Fidelity Bank
Code: *770#
Services: Check balance, transfer funds, buy airtime, pay bills
8. Sterling Bank
Code: *822#
Services: Check balance, transfer funds, buy airtime, pay bills
9. Union Bank
Code: *826#
Services: Check balance, transfer funds, buy airtime, pay bills
10. Wema Bank
Code: *945#
Services: Check balance, transfer funds, buy airtime, pay bills
11. Polaris Bank
Code: *833#
Services: Check balance, transfer funds, buy airtime, pay bills
12. Stanbic IBTC Bank
Code: *909#
Services: Check balance, transfer funds, buy airtime, pay bills
13. Standard Chartered Bank
Code: *989#
Services: Check balance, transfer funds, buy airtime, pay bills
14. Citibank Nigeria
Code: *894#
Services: Check balance, transfer funds, buy airtime, pay bills
15. Heritage Bank
Code: *322#
Services: Check balance, transfer funds, buy airtime, pay bills
16. Keystone Bank
Code: *7111#
Services: Check balance, transfer funds, buy airtime, pay bills
17. Unity Bank
Code: *7799#
Services: Check balance, transfer funds, buy airtime, pay bills
18. Jaiz Bank
Code: *281#
Services: Check balance, transfer funds, buy airtime, pay bills
19. Suntrust Bank
Code: *523#
Services: Check balance, transfer funds, buy airtime, pay bills
20. Providus Bank
Code: *866#
Services: Check balance, transfer funds, buy airtime, pay bills
21. Globus Bank
Code: *9898#
Services: Check balance, transfer funds, buy airtime, pay bills
22. Titan Trust Bank
Code: *922#
Services: Check balance, transfer funds, buy airtime, pay bills
23. Optimus Bank
Code: *9897#
Services: Check balance, transfer funds, buy airtime, pay bills
24. Palmpay (Microfinance)
Code: *861#
Services: Check balance, transfer funds, buy airtime, pay bills
25. Moniepoint (Microfinance)
Code: *5573#
Services: Check balance, transfer funds, buy airtime, pay bills
To use these codes, simply dial the code on your phone’s keypad and follow the prompts.
Frequently Asked Questions
Q: What is USSD banking?
A: USSD banking allows users to perform transactions without internet access.
Q: Are USSD transactions secure?
A: Yes, USSD transactions are secure and encrypted.
Tips:
– Make sure to register for your bank’s USSD service before using the codes.
– Some banks may charge fees for USSD transactions.
This list is subject to change, so it is always best to check with your bank for the most up-to-date information.
